Apni Zameen Apna Ghar
Another great news for the poor and homeless families has come from the Punjab government. Punjab Chief Minister Maryam Nawaz Sharif has officially launched the “Apni Zameen Apna Ghar” scheme, which aims to provide a home to deserving families who were living in rented houses or dilapidated huts. In the first phase of this scheme, free three-marla plots are being provided to 1892 homeless people from 19 districts of Punjab.
If you also belong to one of these districts, then be sure that this can be a life-changing opportunity for you! The best part is that the entire application process is online, meaning you can apply from home using just your mobile or computer. We have provided all the necessary information in this article in very simple and easy language so that you do not have to face any difficulty or hassle.
If you are a permanent resident of Punjab, have a National Identity Card and you or your family does not have a house or plot anywhere in Pakistan, then you are fully eligible for this scheme! This program is only for those whose monthly income is fifty thousand rupees or less and who are truly homeless and deserving.
The special thing about this scheme is that the successful candidates will have to start construction within six months of getting the plot and complete the house within two years. In addition, the plot will not be available for sale, rent or transfer for five years so that the real benefit of the scheme reaches only the deserving ones. If you want to benefit from this scheme, read our full article today, complete the registration by visiting the online portal and avail this golden opportunity to get the house of your dreams.
What Is “Apni Zameen Apna Ghar” Scheme?
The “Apni Zameen Apna Ghar” program is a major public welfare project by the Government of Punjab. In the first phase, 1892 plots will be allotted across 23 housing schemes in 19 districts. These 3-marla plots will be completely free of cost for eligible applicants.
If you qualify, this could be your chance to finally build your own home with financial help, legal ownership, and no hidden costs.
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Who Is Eligible? (Eligibility Criteria)
To ensure that only truly deserving individuals benefit from this initiative, the Punjab government has defined the following eligibility requirements:
- Must be a permanent resident of Punjab with a valid CNIC showing a Punjab address.
- The applicant, spouse, or dependent children must not already own any property (house or plot) anywhere in Pakistan.
- Must have a clean legal background, no criminal record or involvement in illegal activities.
- Must not be a defaulter of any bank or financial institution.
- The applicant’s monthly income should be Rs. 50,000 or less.
- Must not have received any plot from any other federal or provincial housing scheme before.
- The applicant must be 18 years or older.
- Must have completed their PSER (socio-economic) survey.
If you fulfill all of these, you’re fully eligible to apply.
Districts Included in First Phase
The scheme is being rolled out in phases, and the first phase covers the following 19 districts of Punjab:
- Attock
- Bahawalnagar
- Bahawalpur
- Bhakkar
- Chiniot
- Faisalabad
- Gujrat
- Jhang
- Jhelum
- Kasur
- Khushab
- Layyah
- Lodhran
- Mandi Bahauddin
- Okara
- Rajanpur
- Sahiwal
- Sargodha
- Vehari
If your district is listed above, you are eligible to apply immediately online from home.
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How To Apply Online – Step-by-Step Guide
You can complete your application in just a few minutes using your phone or computer. Here’s how:
- Visit the official portal: https://azag.punjab.gov.pk/
- Click on “Register” at the top-right corner and create your account.
- Log in using your username and password.
- Fill out the application form with your personal, income, and family details.
- Upload the required documents in soft copy (scanned or clear images).
- Review everything carefully and click “Submit.”
That’s it! Your application is now submitted. You can revisit the same portal to track your status at any time.
Documents Required for Registration
Make sure you have the following documents ready before applying:
- CNIC (Computerized National Identity Card)
- Income proof or salary slip
- Proof of Punjab residency (utility bill, voter list, etc.)
- Family Registration Certificate (if applicable)
- PSER survey proof (if available)
All documents should be scanned or clearly photographed for upload.
Important Terms & Conditions (TORs)
Here are some rules you must know as an applicant and plot holder:
- Construction must begin within 6 months of plot possession and be completed within 2 years.
- The allotted plot cannot be sold, transferred, or leased for 5 years.
- Only residential construction is allowed, no commercial activity or unauthorized structure.
- Any violation of the terms will result in automatic cancellation of the plot.
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Major Benefits of Apni Zameen Apna Ghar Scheme
The “Apni Zameen Apna Ghar” scheme is not just a plot distribution project, it’s a game-changing relief package for the underprivileged people of Punjab. Here’s how it benefits you:
1. Free Ownership of 3 Marla Plots
Eligible applicants get 3 marla residential plots absolutely free — no cost, no payment!
2. Permanent Solution for the Homeless
This scheme is a lifeline for homeless families, providing them a chance to finally own a home.
3. Fully Transparent Online Application Process
You don’t need to visit any office. The entire registration and application process is online quick, easy, and transparent.
4. Special Focus on Low-Income Families
Only those earning Rs. 50,000 or less monthly are eligible, ensuring this benefit goes to the most deserving and poor citizens.
5. Priority for Survey-Verified Applicants
Those who have completed the PSER survey will be given priority in the allotment, making it even more transparent.
6. No Previous Government Plot Needed
If you’ve never received any plot from federal or provincial schemes, you are eligible, giving new people a chance.
Frequently Asked Questions (FAQs)
Who is eligible for the scheme?
Any permanent resident of Punjab who meets the following criteria:
- Has a valid CNIC with Punjab address
- Does not own any property
- Monthly income is Rs. 50,000 or less
- PSER survey is completed
- Age is 18 years or above
Is the plot really free?
Yes! Under this scheme, no payment is required from the applicant. Plots are provided completely free of cost.
Can I apply if I live in a rented house?
Yes! In fact, this scheme is specially designed for homeless or landless citizens living in rented houses or with relatives.
How do I know if my district is included?
Check the list of 19 districts included in the first phase mentioned above in the article. If your district is listed, you can apply immediately.
Where can I apply online?
You can apply by visiting the official website:
https://azag.punjab.gov.pk
What documents are required during application?
You’ll need:
- CNIC copy
- Income proof
- Address verification
- PSER survey number (if applicable)
- Any additional document requested in the form
What if I make a mistake during the application?
No worries! You can edit or resubmit your application before final submission. Always double-check before clicking “Submit.”
When will I get the plot after applying?
Once the verification process is complete, eligible applicants will be informed through the portal or via SMS/email. Successful applicants will be allotted plots in the coming weeks/months.
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Final Words
The Apni Zameen Apna Ghar Scheme 2025 is a historic opportunity for the underprivileged citizens of Punjab to finally get their own home. With free plots, transparent eligibility, and a simple application process, this scheme can change lives. If you’re eligible, don’t delay applying now and secure your chance to own land in Punjab. If you have any questions, drop them in the comment section below we’re here to guide you every step of the way.