Get Rs 3 Lakh Interest-Free Loan with New Kisan Card Update
The Punjab government has opened a new chapter of good news for farmers. In the CM Punjab Kisan Card Second Phase, numerous facilities have been introduced for farmers. Now the interest-free loan limit has been increased from Rs 1.5 lakh to Rs 3 lakh so that farmers can meet their agricultural expenses without any financial pressure. Moreover, the land ownership limit has also been increased from 12 acres to 25 acres and the interest-free loan facility has also been increased from 5 acres to 10 acres. The most welcome thing is that now farmers will not have to pay any processing or service charges, meaning that now farmers will be able to get full loans without wasting their hard-earned money on unnecessary fees.
This step of the government is truly a farmer-friendly initiative, which will not only strengthen the farmers economically but will also lead to a significant increase in agricultural production. More great facilities have also been added for farmers in this new phase. Now farmers can immediately withdraw 30 percent of their loan in cash so that emergency agricultural needs can be met easily. Along with this, 20 percent of the loan has also been allocated for the purchase of diesel in Phase II, which was not possible earlier.
Moreover, the purchase of seeds, fertilizers and pesticides has now become possible through Kisan Card, which will help farmers in getting quality agricultural inputs. The Punjab government has made it clear that having a Chief Minister Kisan Card will be mandatory to benefit from all future agricultural schemes. If you need more information, you can call the Agriculture Helpline 0800-17000 from 8 am to 8 pm and get complete guidance. These measures are a strong step towards a bright future for farmers, which every hardworking farmer must take advantage of.
Chairperson BISP Rubina Khalid Visit Peshawar Camp
Interest-Free Loan Limit Increased
In the second phase of the Kisan Card, the government has increased the maximum interest-free loan from Rs. 1.5 lakh to Rs. 3 lakh. This means farmers can now get double the financial support without paying any extra interest. Along with this, the land ownership limit for eligibility has also been raised from 12 acres to 25 acres. Plus, farmers owning up to 10 acres can now easily avail the interest-free loan facility, compared to only 5 acres previously. This step will allow more small and medium farmers to benefit from this amazing opportunity.
No More Hidden Charges
Another big relief is that all processing and service charges have been completely removed. Farmers will not have to pay anything extra while applying for or availing the loan through the Kisan Card. This step makes the process 100% farmer-friendly and removes any unnecessary burden from their shoulders.
New Cash Withdrawal and Diesel Purchase Facility
There’s more good news! In the first phase, farmers did not have an easy option to withdraw cash, but now in the second phase, 30% cash withdrawal has been allowed instantly. Farmers can withdraw cash when they need it for urgent farming expenses.
And that’s not all 20% of the total loan amount can now be used for purchasing diesel! In the first phase, farmers could not use their loan for buying diesel. But now this facility has been specially added, understanding the needs of farmers.
Easy Purchase of Seeds, Fertilizers, and Pesticides
Farmers can also use their Kisan Card to purchase essential farming inputs like seeds, fertilizers, and pesticides without any hassle. This will help farmers get quality supplies on time, leading to better crop production and more profit.
Kisan Card: Now a Must for Future Schemes
The Punjab government has made it clear: having the Chief Minister’s Kisan Card will now be mandatory to benefit from any agriculture-related schemes in the future. So if you are a farmer and you want to take advantage of upcoming government benefits. Getting your Kisan Card is now more important than ever.
If you have any questions or need guidance. You can simply call the Agriculture Helpline at 0800-17000 from Monday to Saturday, 8 am to 8 pm. Friendly support staff are ready to help you.
BISP 13500 Payment Verification Guide (April 2025)
Final Words
The Punjab government’s updates to the Kisan Card Second Phase scheme are a game-changer for farmers. From increased loan limits to cash withdrawal, diesel purchase. And no hidden charges everything has been designed to support the hardworking farmers of Punjab. If you are a farmer, don’t wait! Apply for your Kisan Card today and secure your future with these amazing benefits.